FEDERAL & STATE DISCLOSURES
Updated 01/27/2023
Cypress Financial Recoveries, LLC is a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF CALIFORNIA:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
Nonprofit credit counseling services may be available in the area.
As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit-reporting agency if you fail to fulfill the terms of your credit obligations.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF COLORADO:
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
Cypress Financial Recoveries, LLC office: 7200 S Alton Way, Suite B180, Centennial, CO 80112. Phone 303-309-3839
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MASSACHUSETTS:
NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to Resurgent Capital Services.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MINNESOTA:
This collection agency is licensed by the Minnesota Dept. of Commerce.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK CITY:
New York City Department of Consumer Affairs License Number: 1448508
Accessibility Accommodations
Resurgent is pleased to offer the following accommodations for our customers:
- Screen-reader friendly website
- Real-time voice interpreter service available upon request for voice calls during business hours. For more information please call 1-877-234-5904 .
For your convenience the New York City Department of Consumer Affairs offers a translation and description of commonly-used debt collection terms in multiple languages on the Department’s website. https://www1.nyc.gov/site/dca/consumers/Glossary-of-Common-Debt-Collection-Terms.page
Adaptaciones de accesibilidad
A Cypress le complace ofrece las siguientes adaptaciones a nuestros clientes:
- Sitio web amigable con lector de pantalla
- Servicio de intérprete de voz en tiempo real disponible a petición para las llamadas de voz durante el horario de oficina. Para más información, llame al 1-877-234-5904.
Para su conveniencia, el Departamento de Asuntos del Consumidor de la Ciudad de Nueva York ofrece una traducción y descripción de los términos de cobranza que se utilizan comúnmente en varios idiomas en el sitio web del Departamento. https://www1.nyc.gov/site/dca/consumers/Glossary-of-Common-Debt-Collection-Terms.page
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF TENNESSEE:
This collection agency is licensed by the collection service board, State Department of Commerce and Insurance, 500 James Robertson Parkway, Nashville, Tennessee 37243.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF TEXAS:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF UTAH:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF WYOMING:
As required by law, you are hereby notified that a negative credit report on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.