The Fair Credit Billing Act (FCBA) provides consumers with certain rights and protections when it comes to disputing billing errors on their credit card accounts.
The Fair Credit Billing Act protects consumers from inaccurate or unfair billing practices by creditors. It gives consumers the right to dispute billing errors with their credit card company, and to have those errors corrected in a timely manner. The FCBA also grants consumers the right to withhold payments on items they dispute until the credit card company has investigated the issue.
If you have a billing dispute with your credit card company, the Fair Credit Billing Act provides you with legal recourse. To learn more about your rights under the FCBA, please click here to read the full text of the act.
We hope this overview of the Fair Credit Billing Act has been helpful. If you are interested in learning more about your rights as a consumer, please visit the Federal Trade Commission’s website.
On our website, you can find helpful tips and resources to help you manage your debts, as well as links to any relevant laws and regulations related to debt buying. We are here to help you every step of the way.