The Fair Credit Reporting Act

The FCRA is a federal law that was created to promote accuracy, fairness, and privacy of information in the files of consumer reporting agencies (CRAs). It protects consumers by regulating the collection, dissemination, and use of consumer credit information.

At Cypress Financial Recoveries, LLC, we strive to provide the best services to our customers. We understand that understanding the FCRA and your rights as a consumer can be overwhelming. That’s why we’ve created this page to provide some basic information about the FCRA, and to link to the official FCRA website for further information. 

The FCRA is administered by the Consumer Financial Protection Bureau (CFPB). The CFPB has published a summary of the FCRA that provides information about consumer rights, responsibilities of those who use consumer reports, and a list of other resources. 

The FCRA also provides consumers with the right to dispute inaccurate information in their credit report. If you think any of the information in your credit report is inaccurate, you can contact the CRA and dispute the information. 

For more detailed information about the FCRA, please visit the official FCRA website here: 

https://www.ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act

We hope this page has been helpful in your understanding of the law and your rights as a consumer.