{"id":221,"date":"2023-10-24T09:41:13","date_gmt":"2023-10-24T09:41:13","guid":{"rendered":"https:\/\/cfrfinancial.com\/?page_id=221"},"modified":"2023-10-24T15:40:57","modified_gmt":"2023-10-24T15:40:57","slug":"truth-in-lending-act","status":"publish","type":"page","link":"https:\/\/cfrfinancial.com\/truth-in-lending-act\/","title":{"rendered":"Truth in Lending Act"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"221\" class=\"elementor elementor-221\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2002ed10 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"2002ed10\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10a91083\" data-id=\"10a91083\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e134220 elementor-widget elementor-widget-heading\" data-id=\"e134220\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Truth in Lending Act<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70b5e1d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70b5e1d7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58b4bfe0\" data-id=\"58b4bfe0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a7526ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a7526ed\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-27d58cfa\" data-id=\"27d58cfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b3cffe3 elementor-widget elementor-widget-text-editor\" data-id=\"6b3cffe3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">The Truth in Lending Act (TILA) of 1968 was created to protect consumers from predatory lenders and to ensure that consumers are provided with comprehensive information about their loan terms before entering into a credit transaction. The Act requires lenders to provide full disclosure of all loan terms and conditions, including the total cost of the loan, in a standardized manner.<\/span><\/p><p><span style=\"font-weight: 400;\">As a debt buyer, we are committed to upholding the standards of the Truth in Lending Act (TILA). We ensure that all of our loan terms and conditions are disclosed accurately and completely in a manner that is easy to understand.<\/span><\/p><p><span style=\"font-weight: 400;\">To learn more about the Truth in Lending Act (TILA) and a lender\u2019s responsibilities under the Act, please visit the Consumer Financial Protection Bureau\u2019s website at:\u00a0<\/span><\/p><p><a href=\"https:\/\/www.occ.treas.gov\/topics\/consumers-and-communities\/consumer-protection\/truth-in-lending\/index-truth-in-lending.html\" target=\"_blank\" rel=\"noopener\">https:\/\/www.occ.treas.gov\/topics\/consumers-and-communities\/consumer-protection\/truth-in-lending\/index-truth-in-lending.html<\/a><\/p><p><span style=\"font-weight: 400;\">If you have any questions or concerns regarding the Truth in Lending Act (TILA), please visit The Truth in Lending Act website.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43aca398 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43aca398\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40f9d533\" data-id=\"40f9d533\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-292e6ab elementor-widget elementor-widget-heading\" data-id=\"292e6ab\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Managing Debts with Ease<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41a2f6e5 elementor-widget elementor-widget-text-editor\" data-id=\"41a2f6e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">On our website, you can find helpful tips and resources to help you manage your debts, as well as links to any relevant laws and regulations related to debt buying. We are here to help you every step of the way.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Truth in Lending Act (TILA) of 1968 was created to protect consumers from predatory lenders and to ensure that consumers are provided with comprehensive information about their loan terms before entering into a credit transaction. The Act requires lenders to provide full disclosure of all loan terms and conditions, including the total cost of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/221"}],"collection":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/comments?post=221"}],"version-history":[{"count":7,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/221\/revisions"}],"predecessor-version":[{"id":333,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/221\/revisions\/333"}],"wp:attachment":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/media?parent=221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}