{"id":206,"date":"2023-10-24T09:39:15","date_gmt":"2023-10-24T09:39:15","guid":{"rendered":"https:\/\/cfrfinancial.com\/?page_id=206"},"modified":"2023-10-24T15:34:42","modified_gmt":"2023-10-24T15:34:42","slug":"the-fair-debt-collection-practices-act","status":"publish","type":"page","link":"https:\/\/cfrfinancial.com\/the-fair-debt-collection-practices-act\/","title":{"rendered":"The Fair Debt Collection Practices Act"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"206\" class=\"elementor elementor-206\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69c7be elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"69c7be\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ad6a42a\" data-id=\"7ad6a42a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7172f211 elementor-widget elementor-widget-heading\" data-id=\"7172f211\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">The Fair Debt Collection Practices Act<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34455ca5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34455ca5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73191345\" data-id=\"73191345\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b1f50fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3b1f50fb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-17da0b6b\" data-id=\"17da0b6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bdcd543 elementor-widget elementor-widget-text-editor\" data-id=\"3bdcd543\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">We understand that debt collection can be confusing and intimidating. That&#8217;s why we want you to know that we are compliant with The Fair Debt Collection Practices Act (FDCPA) and here to help you understand your rights and responsibilities.<\/span><\/p><p><span style=\"font-weight: 400;\">The FDCPA is a federal law that protects consumers from unfair debt collection practices. It applies to all debt collectors and covers a wide range of debt, including personal, family, and household debts. The FDCPA sets limits on what debt collectors can do when they try to collect a debt from you.<\/span><\/p><p><span style=\"font-weight: 400;\">We take our commitment to the FDCPA seriously. We are committed to following the guidelines outlined in the FDCPA and to treating our customers fairly. We understand that debt can be a difficult and stressful experience and we want to make sure that our customers understand their rights and responsibilities.<\/span><\/p><p><span style=\"font-weight: 400;\">If you would like to learn more about the Fair Debt Collection Practices Act, please visit the official website of the Federal Trade Commission at: <a href=\"https:\/\/www.ftc.gov\/enforcement\/rules\/rulemaking-regulatory-reform-proceedings\/fair-debt-collection-practices-act-text\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ftc.gov\/enforcement\/rules\/rulemaking-regulatory-reform-proceedings\/fair-debt-collection-practices-act-text<\/a>.<\/span><\/p><p><span style=\"font-weight: 400;\"> We look forward to helping you understand your rights and responsibilities.<\/span><\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-41b00780 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"41b00780\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58ccbd7a\" data-id=\"58ccbd7a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-695242f5 elementor-widget elementor-widget-heading\" data-id=\"695242f5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Managing Debts with Ease<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71e5af59 elementor-widget elementor-widget-text-editor\" data-id=\"71e5af59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">On our website, you can find helpful tips and resources to help you manage your debts, as well as links to any relevant laws and regulations related to debt buying. We are here to help you every step of the way.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We understand that debt collection can be confusing and intimidating. That&#8217;s why we want you to know that we are compliant with The Fair Debt Collection Practices Act (FDCPA) and here to help you understand your rights and responsibilities. The FDCPA is a federal law that protects consumers from unfair debt collection practices. It applies [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/206"}],"collection":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/comments?post=206"}],"version-history":[{"count":7,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/206\/revisions"}],"predecessor-version":[{"id":317,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/206\/revisions\/317"}],"wp:attachment":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/media?parent=206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}