{"id":196,"date":"2023-10-24T09:36:17","date_gmt":"2023-10-24T09:36:17","guid":{"rendered":"https:\/\/cfrfinancial.com\/?page_id=196"},"modified":"2023-10-24T15:37:58","modified_gmt":"2023-10-24T15:37:58","slug":"the-fair-credit-billing-act","status":"publish","type":"page","link":"https:\/\/cfrfinancial.com\/the-fair-credit-billing-act\/","title":{"rendered":"The Fair Credit Billing Act"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"196\" class=\"elementor elementor-196\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73e6aefa elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"73e6aefa\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1da6af73\" data-id=\"1da6af73\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fe759d1 elementor-widget elementor-widget-heading\" data-id=\"6fe759d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">The Fair Credit Billing Act<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-678fcc74 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"678fcc74\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-418dd8ed\" data-id=\"418dd8ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-580bdc5c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"580bdc5c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-59af3777\" data-id=\"59af3777\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14322dba elementor-widget elementor-widget-text-editor\" data-id=\"14322dba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">The FCRA is a federal law that was created to promote accuracy, fairness, and privacy of information in the files of consumer reporting agencies (CRAs). It protects consumers by regulating the collection, dissemination, and use of consumer credit information.<\/span><\/p><p><span style=\"font-weight: 400;\">At Cypress Financial Recoveries, LLC, we strive to provide the best services to our customers. We understand that understanding the FCRA and your rights as a consumer can be overwhelming. That\u2019s why we\u2019ve created this page to provide some basic information about the FCRA, and to link to the official FCRA website for further information.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The FCRA is administered by the Consumer Financial Protection Bureau (CFPB). The CFPB has published a summary of the FCRA that provides information about consumer rights, responsibilities of those who use consumer reports, and a list of other resources.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The FCRA also provides consumers with the right to dispute inaccurate information in their credit report. If you think any of the information in your credit report is inaccurate, you can contact the CRA and dispute the information.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">For more detailed information about the FCRA, please visit the official FCRA website here:\u00a0<\/span><\/p><p><a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/statutes\/fair-credit-reporting-act\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ftc.gov\/legal-library\/browse\/statutes\/fair-credit-reporting-act<\/a><\/p><p><span style=\"font-weight: 400;\">We hope this page has been helpful in your understanding of the law and your rights as a consumer.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33aa9bb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33aa9bb3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1284b9e9\" data-id=\"1284b9e9\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4252e01 elementor-widget elementor-widget-heading\" data-id=\"4252e01\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Managing Debts with Ease<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13a5fa0d elementor-widget elementor-widget-text-editor\" data-id=\"13a5fa0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">On our website, you can find helpful tips and resources to help you manage your debts, as well as links to any relevant laws and regulations related to debt buying. We are here to help you every step of the way.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The FCRA is a federal law that was created to promote accuracy, fairness, and privacy of information in the files of consumer reporting agencies (CRAs). It protects consumers by regulating the collection, dissemination, and use of consumer credit information. At Cypress Financial Recoveries, LLC, we strive to provide the best services to our customers. We [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/196"}],"collection":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/comments?post=196"}],"version-history":[{"count":7,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/196\/revisions"}],"predecessor-version":[{"id":325,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/196\/revisions\/325"}],"wp:attachment":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/media?parent=196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}