{"id":146,"date":"2023-10-24T09:24:39","date_gmt":"2023-10-24T09:24:39","guid":{"rendered":"https:\/\/cfrfinancial.com\/?page_id=146"},"modified":"2023-10-24T09:25:00","modified_gmt":"2023-10-24T09:25:00","slug":"california-privacy-notices","status":"publish","type":"page","link":"https:\/\/cfrfinancial.com\/california-privacy-notices\/","title":{"rendered":"California Privacy Notices"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"146\" class=\"elementor elementor-146\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e84ff6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e84ff6b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a04814a\" data-id=\"a04814a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1479444f elementor-widget elementor-widget-text-editor\" data-id=\"1479444f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h3 style=\"text-align: center;\"><b>California Privacy Notice<\/b><\/h3><p style=\"text-align: center;\">Updated 01\/23\/2023<\/p><p><span style=\"font-weight: 400;\">Right to Know:\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">California residents have the right to know what personal information has been collected about them, what personal information that has been disclosed about them, and what personal information has been sold to another party.<\/span><\/p><p><span style=\"font-weight: 400;\">A California resident has the right to request the categories of personal information collected, disclosed, and sold.<\/span><\/p><p><span style=\"font-weight: 400;\">In order to make a right-to-know request regarding your personal information, please submit your request to Cypress Financial Recoveries, LLC with confirmation that you are a California resident, your full name, and additionally, at least one of the following pieces of identification:<\/span><\/p><p><span style=\"font-weight: 400;\">The last four digits of your Social Security Number<\/span><\/p><p><span style=\"font-weight: 400;\">Your Cypress Reference Number<\/span><\/p><p><span style=\"font-weight: 400;\">Your Account Number<\/span><\/p><p><span style=\"font-weight: 400;\">You may send your request to Cypress Financial Recoveries, LLC, <\/span><span style=\"font-weight: 400;\">2141 NE 2<\/span><span style=\"font-weight: 400;\">nd<\/span><span style=\"font-weight: 400;\"> Street, Ocala, FL 34470 <\/span><span style=\"font-weight: 400;\">or call toll-free: 1-<\/span><span style=\"font-weight: 400;\">877-234-5904 <\/span><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are making the request on behalf of a third party, please provide a signed and notarized Power of Attorney executed by the party for whom you are requesting this information providing you or your organization with authority to receive this information.<\/span><\/p><p><span style=\"font-weight: 400;\">Cypress Financial Recoveries, LLC (\u201cCFR\u201d) will use this information to verify whether or not we have any personal information for you. Upon the completion of that determination CFR will send you the information requested, the reason why we are not obligated to provide the information requested, notification that you have not provided enough information to verify whether or not we have any consumer personal information for you and what information is necessary to confirm whether we have your consumer personal information, or notice that we have no consumer personal information for you.<\/span><\/p><p><span style=\"font-weight: 400;\">Collection of Personal Information:<\/span><\/p><p><span style=\"font-weight: 400;\">All personal information CFR receives is subject to the GLBA. All additional information collected by CFR is also subject to GLBA. CFR is a financial institution as defined by U.S. Code Ann. \u00a76809(3)(A). All personal information provided by a consumer to a financial institution is covered by the GLBA per U.S. Code Ann. \u00a76809(4)(A)(i-iii).<\/span><\/p><p><span style=\"font-weight: 400;\">As to Sources, see above regarding GLBA exception.<\/span><\/p><p><span style=\"font-weight: 400;\">Disclosure or Sale of Personal Information:<\/span><\/p><p><span style=\"font-weight: 400;\">All personal information disclosed by CFR is subject to the GLBA. All personal information sold is subject to GLBA. CFR is a financial institution as defined by U.S. Code Ann. \u00a76809(3)(A). All personal information provided by a consumer to a financial institution is covered by the GLBA per U.S. Code Ann. \u00a76809(4)(A)(i-iii).<\/span><\/p><p><span style=\"font-weight: 400;\">Right to Request Deletion of Personal Information<\/span><\/p><p><span style=\"font-weight: 400;\">California Consumers have the right to request the deletion of all or part of the personal information collected and maintained by Cypress Financial Recoveries, LLC.<\/span><\/p><p><span style=\"font-weight: 400;\">In order to request the deletion of your personal information held by Cypress Financial Recoveries, LLC, please submit your request to Cypress Financial Recoveries, LLC with confirmation that you are a California resident, your full name, and additionally, at least one of the following pieces of identification:<\/span><\/p><p><span style=\"font-weight: 400;\">The last four digits of your Social Security Number<\/span><\/p><p><span style=\"font-weight: 400;\">Your Cypress Reference Number<\/span><\/p><p><span style=\"font-weight: 400;\">Your Account Number<\/span><\/p><p><span style=\"font-weight: 400;\">You may submit your request to Cypress Financial Recoveries, LLC, <\/span><span style=\"font-weight: 400;\">2141 NE 2<\/span><span style=\"font-weight: 400;\">nd<\/span><span style=\"font-weight: 400;\"> Street, Ocala, FL 34470<\/span><span style=\"font-weight: 400;\"> or call toll-free: 1-<\/span><span style=\"font-weight: 400;\">877-234-5904<\/span><\/p><p><span style=\"font-weight: 400;\">CFR will use this information to verify whether or not it has any personal information for you. Upon the completion of that determination CFR will send you notification that the information has been deleted, the reason why it is not obligated to delete the information requested, notification that you have not provided enough information to verify whether or not it has any consumer personal information for you and what information is necessary to confirm whether it has any consumer personal information for you, or notice that it has no consumer personal information for you.<\/span><\/p><p><span style=\"font-weight: 400;\">In the event CFR does not receive enough information to verify your identity, but can identify you, the request to delete will be treated as a request to opt-out of the sale of data.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are making the request on behalf of a third party, please provide a signed and notarized Power of Attorney executed by the party for whom you are requesting this information providing you or your organization with authority to receive this information.<\/span><\/p><p><span style=\"font-weight: 400;\">Right to Opt-Out of the Sale of Personal Information<\/span><\/p><p><span style=\"font-weight: 400;\">California consumers have the right to opt out of the sale of personal information by a business.<\/span><\/p><p><span style=\"font-weight: 400;\">You may submit your request to opt-out via telephone or in writing.<\/span><\/p><p><span style=\"font-weight: 400;\">If the request to is being submitted by a third party on behalf of the consumer we must have some signed writing from the consumer giving the party making contact the express authority to request Opt-out on behalf of the consumer.<\/span><\/p><p><span style=\"font-weight: 400;\">Financial Incentives<\/span><\/p><p><span style=\"font-weight: 400;\">We do not offer financial incentives for consumer personal information.<\/span><\/p><h3><b>Do Not Sell My Info<\/b><\/h3><p><span style=\"font-weight: 400;\">Right to Non-Discrimination for the Exercise of a Consumer\u2019s Privacy Rights<\/span><\/p><p><span style=\"font-weight: 400;\">California residents have the right to be free from discrimination based upon their choice to exercise their rights under the California Consumer Privacy Act.<\/span><\/p><p><span style=\"font-weight: 400;\">Authorized Agent<\/span><\/p><p><span style=\"font-weight: 400;\">As a California resident, you may designate another individual or company to act as your authorized agent via properly executed power of attorney. The authorized agent will be required to provide any and all information required from you to verify your identity as well as proof of your authority to act on your behalf.<\/span><\/p><p><span style=\"font-weight: 400;\">If you require more information regarding your request, please call toll-free: 1-<\/span><span style=\"font-weight: 400;\">877-234-5904<\/span><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">This Privacy Policy was last updated on 01\/27\/2023<\/span><\/p><h3><b>Notice to California Consumers: Collection of Personal Information<\/b><\/h3><p><span style=\"font-weight: 400;\">Cypress Financial Recoveries, LLC is a Financial institution as defined by U.S. Code Ann. 15 \u00a7 6809(3)(A) (the Federal Gramm-Leach-Bliley Act (\u201cGLBA\u201d)) and, in the course of business, Cypress Financial Recoveries, LLC (\u201cCFR\u201d), may collect data from you. Because it is a Financial Institution under the GLBA, CFR takes all measures required by the GLBA to protect the privacy of your data.<\/span><\/p><p><span style=\"font-weight: 400;\">That data is exempt from the operation of the CCPA per Cal. Civ. Code 1798.145(e) because it is covered by the GLBA.<\/span><\/p><p><br \/><br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>California Privacy Notice Updated 01\/23\/2023 Right to Know:\u00a0 California residents have the right to know what personal information has been collected about them, what personal information that has been disclosed about them, and what personal information has been sold to another party. A California resident has the right to request the categories of personal information [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/146"}],"collection":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/comments?post=146"}],"version-history":[{"count":4,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/146\/revisions"}],"predecessor-version":[{"id":150,"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/pages\/146\/revisions\/150"}],"wp:attachment":[{"href":"https:\/\/cfrfinancial.com\/wp-json\/wp\/v2\/media?parent=146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}